This is a website I recently found and I like it a lot it has a nice community that is always willing to help and share tips to get offers to credit. They have various offers and surveys available and many different sections where to earn. My favorite part of the site is the ppd section and it is very easy to do once you get the hang of it this is an easy 5 to 9 bucks a day I usually clear this section in about an hour. The admin are available almost all the time in the chatbox which is helpful if you ever have a question. As for payment you can cash out to paypal or various gift cards. For paypal any amount under 20 is immediately payed out amounts over 20 need to be manually payed out by the admins but since there is always atleast 1 of them around in chat you don't have to wait long. I joined in December and have so far made $289 and this is just using the site whenever I have some free time and want to make some extra spending money.